Step 1: Determine Which Program You Qualify For

Before applying, understand the differences between SSDI and SSI:

• SSDI: For individuals who have worked and paid Social Security taxes long enough to earn sufficient work credits.
• SSI: For individuals with limited income and resources, regardless of work history.

Both programs require you to prove that your disability prevents you from working for at least 12 months or is expected to result in death.

Step 2: Gather Required Documentation

To prepare your application, gather:

• Personal identification: Social Security card, birth certificate, proof of U.S. citizenship or lawful residency
• Work history: Detailed employment records for the last 15 years, including job titles, duties, and dates
• Medical documentation: Doctor’s notes, specialist reports, hospital records, diagnostic tests, and a list of medications with dosages
• Contact information: Names, addresses, and phone numbers of all treating doctors and clinics
• Military records: If applicable, provide DD-214 discharge papers

Being organized before you apply helps avoid errors that can delay your claim.

Step 3: Submit Your Application

You can start your disability claim in Alabama through three methods:

• Online: Apply at SSA’s website www.ssa.gov, the fastest and easiest option
• By phone: Call the Social Security Administration at 1-800-772-1213
• In person: Visit your local Social Security office (schedule an appointment to avoid long wait times)

When filling out your application:

• Answer all questions thoroughly and honestly
• Describe in detail how your medical condition limits your ability to work and perform daily activities
• Double-check for accuracy before submission

Step 4: Cooperate With SSA After Submission

After applying:

• SSA may contact your doctors for additional records
• You may be scheduled for a consultative examination with an SSA-approved doctor if more medical evidence is needed
• Respond promptly to all SSA requests to keep your application moving forward

Step 5: Monitor Your Application Status

• Create a mySSA online account to track the progress of your claim
• Call SSA if you don’t receive updates within a few months

Initial decisions typically take 3 to 6 months, depending on the complexity of your case and SSA’s workload.

Step 6: Prepare for a Possible Appeal

Most initial disability claims are denied, but you can appeal the decision. The appeal process includes:



• Reconsideration: A review of your claim by a different SSA examiner
• Hearing: If reconsideration is denied, you can request a hearing before an Administrative Law Judge
• Further appeals: Appeals Council review and federal court lawsuit if needed