Step 1: Determine Your Eligibility

Before applying, make sure you meet the two key eligibility criteria:

• Work History: You must have worked and paid into Social Security long enough (usually 5 of the last 10 years).
• Disability Status: Your condition must meet the SSA’s definition of a disability—meaning it prevents you from working for at least 12 months or is expected to result in death.

The SSA reviews both medical and non-medical eligibility when evaluating your application.

Step 2: Gather Essential Documentation

To apply for SSDI, you’ll need several documents and details, including:

• Your Social Security number and date of birth
• Contact information for all medical providers
• A list of all medications and treatments
• Work history for the last 15 years
• Most recent W-2s or tax records

Make sure everything is accurate and up to date to avoid delays.

Step 3: File Your Application

You can apply for SSDI in Alabama in one of three ways:

• Online: Visit www.ssa.gov and complete the application electronically
• By Phone: Call 1-800-772-1213 to apply with a representative
• In Person: Visit your local Social Security office (call ahead to schedule an appointment)

During the application process, be as detailed and honest as possible. Incomplete or inconsistent information can lead to a denial.

Step 4: Wait for Disability Determination

Once submitted, your application will be sent to Alabama Disability Determination Services (DDS), a state agency that reviews your medical evidence and decides if you meet the disability criteria.

This stage may take several months, and you may be contacted for:

• Additional medical records
• Consultative exams with SSA-approved doctors
• Clarification on your work history or daily limitations

Step 5: Receive a Decision

The SSA will notify you by mail of its decision. There are three potential outcomes:

• Approved: You’ll begin receiving monthly benefits, including possible back pay.
• Denied: You can file an appeal within 60 days.
• Request for More Information: You may need to provide more documentation before a decision is made.

Most applicants are denied at the initial stage—but don’t get discouraged. Many cases are approved later in the appeals process.